Our goal is to improve an individual’s ability to make wise financial decisions, which will ultimately improve their quality of life, through financial education.

So much of our well being depends on financial knowledge: the basics of balancing a checkbook; the pitfalls of credit cards and how to avoid high interest rates and late fees; scams; understanding our credit report, etc.

All ages benefit from financial education – from grade schoolers learning how to manage their allowances, high schoolers and college students being bombarded with credit card offers, families facing college tuition for their children, the need to plan for retirement, and seniors who are often the target of scams.

We provide grants to organization providing financial education – such as Junior Achievement, Asset Builders of America, Consumer Credit Counseling, Racine Literacy Council, Neighborhood Housing Services of Southeast Wisconsin, and schools, and to teachers who attend workshops for financial education. We also strive to educate through our web site.

AnnualCreditReport.com

This central site allows you to request a free credit report once every 12 months from each of the nationwide consumer credit reporting agencies: Equifax, Experian and TransUnion.You can also request your report by phone or mail. (More)

FirstGov for consumers

This link will take you to an online document, Your Access to Free Credit Reports, created by the Federal Trade Commission to inform consumers of their rights and to answer frequently asked questions.

At the top of that same screen you can click on PDF Version to download a copy of the document to your own computer.

Our Objectives

Informing and educating the community through the Internet and newspaper

Distributing educational materials to individuals and groups

Awarding grants to schools and educators

Maintaining a library of learning materials, brochures and pamphlets

To learn more, click on About us.

As heard on News-Talk 1400 WRJN and Lite Rock 92.1 WEZY

Use your credit cards wisely and sparingly. Set your own
credit limit and avoid cash advances at all costs. Fees are up front and high interest charges start immediately.

For a financially secure future, use the 10% rule. Save 10% of everything you earn pay yourself first, and do it consistenly. You'll be amazed at how quickly your nest egg will grow. YouCanDealWithIt has more details on saving strategies.

Protect yourself against ID theft. Tear-up or shred bill receipts, mail, and documents that contain personal information a thief might use to access your good credit. For more information, see the FTC's Identity Theft Site. and additional tips at CheckFree.

Credit Quiz

Test your credit knowledge

How do you stack up against the kids when it comes to financial literacy?

Take the test

Personal Financial Literacy Quiz (PDF download)

Personal Financial Literacy Quiz with answers (PDF download)

Useful Links